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A set of federal laws clearly stating the process by which a consumer is officially declared bankrupt, and the ways in which their outstanding debts are dealt with. Bank Identification Number (BIN): It is the account number provided by the credit card issuing institution. Usually it is a six digit number that helps to identify the card issuing institution.
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Passive Restraint System Bi-Weekly Mortgage: A type of mortgage where one has to make the payments every two weeks.
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FINANCIAL GUARANTEE INSURANCE Equal Credit Opportunity Act
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Hence, two people can use the credit card account, whilst a single person is responsible for the repayments. Mortgage: A legal claim on the real estate or the personal property given by the borrower to the lender as a security for the debt. Mortgage can be either first mortgage or second mortgage. 'First mortgage' is a mortgage that has priority over all the other mortgages, in the sense that the lender has the first claim on the proceeds of the sale of the property. A 'second mortgage' on the other hand, is an additional mortgage on the same property, and it is subordinate to the first mortgage. More on mortgage lenders and home mortgage.
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Auto parts obtained from the original manufacturer of the car or the supplier of the original part. Comprehensive major medical insurance. A policy offering the coverage of both a basic and a major medical health insurance policy. It is characterized by a low deductible amount, a coinsurance feature, and high maximum benefits.