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A period (usually 31 days) after the premium due date, during which an overdue premium may be paid without penalty. The policy remains in force throughout this period. Liability Amount
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An SR-22 (CFR) is a certificate mandated by the state to verify that an individual is maintaining auto insurance liability coverage. If a person needs an SR-22 (CFR), they will usually be notified by their state's Motor Vehicle Department. Uninsured Motorist Coverage - Endorsement to a personal automobile policy that covers an insured collision with a driver who does not have liability insurance.
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Annual Percentage Rate (APR): It is the annual rate that depicts the cost of credit in the form of interest rate charged for a whole year. It is basically a finance charge expressed in terms of an annual rate. This can give an idea of how much the credit or loan is going to cost you, by way of interest payment, so that you can compare the costs of different types of loans. An annual rate of interest on an outstanding debt which does not change. It is “fixed” for a certain period, and is therefore unaffected by things such as federal funds rate changes.
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Individual entries posted to your credit report by current or past creditors. Credit Repair Companies Individuals or Companies that promise to "clean-up" or "erase" your bad credit and give you a fresh start. Also know as Credit Clinics.
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Delinquent Alternative Mortgage: A term used to signify any home loan except fixed-rate mortgage.