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Agent -individual who sells and services insurance policies in either of two classifications: CLAIMANT
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Bad Credit: Refers to poor credit rating due to bad credit history. Late payment, exceeding card limit, skipping payment and declaring bankruptcy are some of the common practices that can have negative impact on credit rating. Restriction in your insurance policy that limits and may exclude coverage for certain perils, persons, property, or locations.
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A second party which is contracted to collect a debt on behalf of a creditor. Voluntary Bankruptcy
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Many credit card holders want to allow a close relative use of their card on a regular basis. However, having only a single credit card can be a nuisance. As an authorized user, a second card is issued to a second person – but linked to the same account. Risk Retention Groups - Liability insurance companies owned by their policyholders. Membership is limited to people in the same business or activity, which exposes them to similar liability risks. The purpose is to assume and spread liability exposure to group members and to provide an alternative risk financing mechanism for liability. These entities are formed under the Liability Risk Retention Act of 1986. Under law, risk retention groups are precluded from writing certain coverages, most notably property lines and workers' compensation. They predominately write medical malpractice, general liability, professional liability, products liability and excess liability coverages. They can be formed as a mutual or stock company, or a reciprocal.
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Delinquency: Failure to repay a debt on time or on due date. The fee which is charged for delinquent or late payment is called 'delinquency assessment'. If a card holder fails to make the minimum payment for the credit card account for more than 30 days past the due date, then such an account is termed as a delinquent account. Reported Since