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[REORTIERO]

INSURER When the policy is terminated prior to the expiration date at the policyholder's request. Earned premium charged would be more than the pro-rata earned premium. Generally, the return premium would be approximately 90 percent of the pro-rata return premium. However, the company may also establish its own short-rate schedule.
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Amount of interest. Finance charges are usually included in the monthly payment total. Principal: The actual amount borrowed, which does not include the rate of interest.
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DISABILITY INSURANCE Government Employees Insurance Company and its affiliates GEICO General Insurance Company, GEICO Indemnity Company and GEICO Casualty Company market collectively under the trademarks GEICO and GEICO Direct.

Preferred Auto - Auto coverage for drivers who have never had an accident and operates vehicles according to law. Drivers are not a risk for any insurance company that writes auto insurance, and no insurance company would be afraid to take them on as risk. Charge Off: A debt or loan that is no longer deemed as collectible by the creditor and hence the account is transferred to the category of bad debt or loss. However, the debt is still valid and therefore the bank may choose to turn the account over to a collecting agency to recover the debt. Charge-off rate is the amount of charge offs divided by the average outstanding credit card balances owed to an issuer. This rate can serve as an economic indicator, as a high charge off rate means a stressful condition for the whole economy and vice versa. A charge off can have a negative impact on a consumer's creditworthiness.
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A form signed by the insured when he or she takes delivery of the car from the repairer. It certifies that he or she is satisfied with the vehicle operations, appearance, and visible quality of the repairs. Federal legislation prohibiting abusive and unfair debt collection practices.
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Factor in determining creditworthiness. Capacity is assessed by weighing a borrower’s earning ability and the likelihood of continuing income against the amount of debt the borrower carries at the time the application for credit is made. While capacity may be considered in a credit decision, the credit report does not contain information about earning ability or the likelihood of continuing income. Electronic Funds Transfer (EFT)
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