Business Automobile Policy (BAP)

[REORTIERO]

Entry by a credit grantor to a consumer’s credit history maintained by a credit reporting agency. A tradeline describes the consumer’s account status and activity. Tradeline information includes names of companies where the applicant has accounts, dates accounts were opened, credit limits, types of accounts, balances owed and payment histories. Credit Scoring
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Mortgage Loan: A mortgage loan is secured by pledging a real estate property as collateral. Also known as mortgage debt. Read about mortgage marketing. Bankruptcy A proceeding in U.S. Federal Court that may legally release a person from repaying debts owed. The law contains several chapters which relate to different methods of relief:
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Overdrawing an Account: Withdrawing an amount of money, which is in excess of the amount available in the account. Each Experian credit report (and each report with other credit agencies) has a unique identification number used in correspondence. This is similar to an account number.

Home Equity Closing Costs: Costs excluding interest rate that are added to a home equity loan. Such costs can include appraiser fees, points paid, and some other fees. Online Banking: Also known as internet banking, it is a system that allows the consumers to carry out banking or financial transactions via the internet.
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Delinquent Daily Balance: This is the amount that a borrower owes on a credit card, or other types of open-end credit, at the end of the day.
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Operating Ratio (IRIS) - Combined ratio less the net investment income ratio (net investment income to net premiums earned). The operating ratio measures a company's overall operational profitability from underwriting and investment activities. This ratio doesn't reflect other operating income/expenses, capital gains or income taxes. An operating ratio of more than 100 indicates a company is unable to generate profits from its underwriting and investment activities. Tax Lien: A legal claim on real or personal property registered by the government taxing authority for the unpaid property taxes.
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