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[REORTIERO]

Chapter of the Bankruptcy Code that is usually used for the reorganization of a financially troubled business. Used as an alternative to liquidation under Chapter 7. The U.S. Supreme Court has held that an individual may also use Chapter 11. Medium Risk: The consumers with a few delinquencies, and a high outstanding debt are categorized as medium risk consumers. The creditors usually charge a higher interest rate for providing loans to such individuals.
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A policy provision in which the company agrees not to contest the validity of the contract after it has been in force for a certain period of time, usually two years. Claimant
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Section 7702 - Part of the Internal Revenue Code that defines the conditions a life policy must satisfy to qualify as a life insurance contract, which has tax advantages. A change to the basic policy contract. An amendment alters the policy; an endorsement adds to it.
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Surgical schedule. A list of maximum amounts payable under an insurance policy for specific types of surgery. Collision Coverage
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A law which requires annual interest rates on loans be disclosed publicly for consumers to see. For example – if a bank is offering home loans, the interest rate on that loan per annum must be disclosed. See Electronic Funds Transfer.