contract of adhesion

[REORTIERO]

A written guarantee of the integrity of a product and of the manufacturer's responsibility for the repair or replacement of defective parts. Convertible - Term life insurance coverage that can be converted into permanent insurance regardless of an insured's physical condition and without a medical examination. The individual cannot be denied coverage or charged an additional premium for any health problems.
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Pays medical expenses related to an automobile accident. This coverage is subject to the terms, limits and conditions of your policy contract. Loss Control - All methods taken to reduce the frequency and/or severity of losses including exposure avoidance, loss prevention, loss reduction, segregation of exposure units and noninsurance transfer of risk. A combination of risk control techniques with risk financing techniques forms the nucleus of a risk management program. The use of appropriate insurance, avoidance of risk, loss control, risk retention, self insuring, and other techniques that minimize the risks of a business, individual, or organization.
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Thin File: A term used for referring to the credit reports with very few credit accounts or a brief credit history. Date Opened
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Electronic Funds Transfer (EFT) Balance-to-Limit Ratio: It is the ratio of the amount of credit being used to the total credit available and is used to calculate credit score. A low balance to limit ratio is considered as good for credit score as it implies low amount of debt and lots of available credit. Balance to limit ratio is also known as credit utilization ratio.
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AGENT Alternative Mortgage: A term used to signify any home loan except fixed-rate mortgage.