contingency reserve

[REORTIERO]

Dividend. A return of part of the premium to policyholders of insurance from a participating company when earnings exceed costs. If a consumer believes an item of information on their credit report is inaccurate or incomplete, they may challenge, or dispute the item. Experian will investigate and correct or remove any inaccurate information or information that cannot be verified. Experian gives consumers the option of disputing online or they may call the telephone number on their credit report for assistance.
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Loss Control - All methods taken to reduce the frequency and/or severity of losses including exposure avoidance, loss prevention, loss reduction, segregation of exposure units and noninsurance transfer of risk. A combination of risk control techniques with risk financing techniques forms the nucleus of a risk management program. The use of appropriate insurance, avoidance of risk, loss control, risk retention, self insuring, and other techniques that minimize the risks of a business, individual, or organization. The capacity of a consumer is one of the factors involved in the credit decision making process. This factor is calculated by weighing the borrower’s salary or earning ability against the likelihood of that income continuing in to the future.
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Active Account: An account characterized by many transactions, with transaction activity having been reported in the last 90 days to a Credit Reporting Agency. Bankruptcy Discharge: 'Bankruptcy discharged' refers to a court order that ends bankruptcy proceedings as old debt and hence releases the debtor from the responsibility of repaying certain types of debt.
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Customized Vehicle Direct or career agent represents only one company and sells only its policies. This agent is paid on a commission basis in much the same manner as the independent agent.
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General Account - All premiums are paid into an insurer's general account. Thus, buyers are subject to credit-risk exposure to the insurance company, which is low but not zero. DISABILITY INSURANCE