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A disaster affecting a specific geographic area. Catastrophes often cause injury or even death; most result in extensive property damage. Hurricanes, floods, tornadoes, and even large hailstorms are typical examples of catastrophes. A claim, charge, or encumbrance on property as a security for the payment of a debt.
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Covers repairs to all mechanical parts of the car, protecting you from expensive repair bills. This is one of the three largest credit reporting agencies in the country.
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You may request that a general explanation about the information on your report be added to your report. The statement remains for two years and displays to anyone who reviews your credit information. ADMITTED COMPANY
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Capacity The taking of an asset which was used to secure a debt originally. If you fail to meet your payment obligations, the creditor can repossess the asset (whether it be a car, TV, or house) in order to sell it and recuperate the amount owing.
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A dispute arises when an entry is spotted on a credit report which is either incorrect, fraudulent, or an outright mistake. Each credit reporting agency has a process by which you are able to dispute entries on your credit report if you find them. Because of the sensitive nature of credit information, you are recommended to check for errors at least twice per year. Request an Investigation: The credit information available on the credit report with the credit bureaus can be inaccurate in some instances, in which case, the concerned individual or business can always request an investigation of such information. The credit bureaus, in turn, would ask the sources or parties that have provided the information to verify it. On the basis of the result of the verification, the inaccurate information will be corrected, while the one that cannot be verified would be deleted.
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Identity Confirmation: Verification of the identity of a consumer. The amount of money an insurance company charges for insurance coverage.
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