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Cancellation Repossess When a creditor takes the property his lien is on - with or without a court order.
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Certificate of Deposit: A type of short to medium term debt instrument that requires the customers to deposit a certain amount of money for a fixed time period. The interest offered in a certificate of deposit is usually higher than most of the other types of investment, but the money deposited cannot be withdrawn before the date of maturity; if you do so, you have to pay a penalty. It is also known as 'time deposits'. Account Condition: It refers to the present status of an account but does not indicate the history of the account, i.e. the previous transactions that led to the current state.
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Preexisting condition. A medical condition that the insured has prior to the effective date of the policy. Reserve - An amount representing actual or potential liabilities kept by an insurer to cover debts to policyholders. A reserve is usually treated as a liability.
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Managed care. Prepaid health plans that provide comprehensive health care to members. Anything that increases the chance of an accident occurring.
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Revolving Debt: A debt that can be repeatedly available, and so, the borrower does not have to reapply for credit again and again. Instead, the creditor approves a credit limit, which is the maximum amount that the debtor can borrow, as periodic repayments are made. Revolving debt usually has a variable interest rate, and the repayments are based on a percentage of the balance. The most common example is borrowing using credit cards. Premium. The charge for insurance protection.