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Preferred Auto - Auto coverage for drivers who have never had an accident and operates vehicles according to law. Drivers are not a risk for any insurance company that writes auto insurance, and no insurance company would be afraid to take them on as risk. Prepayment Penalty: As the name suggests, it is the fee or penalty for paying off a loan before the due date. This is charged by the lender to compensate for the loss of interest payment that the loan would have paid for the full term.
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Condition Non-Recourse Mortgage - A home loan in which the borrower can never owe more than the home's value at the time the loan is repaid.
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Underwriting Expenses Incurred - Expenses, including net commissions, salaries and advertising costs, which are attributable to the production of net premiums written. An investigative consumer report is often done when a company requests information on a particular consumer. This might be for background checking, security clearance, or to clear an employee for a sensitive job.
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Net Premium - The amount of premium minus the agent's commission. Also, the premium necessary to cover only anticipated losses, before loading to cover other expenses. Insurable Interest