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Providing the consumer with his or her credit history as required by the FCRA. Experian provides consumer credit report disclosures via the Internet, by U.S. Mail or in person at our office location in Santa Ana, CA. Writ of Replevin: A legal document authorizing the repossession of debtor's property, which has been pledged as security to obtain a loan.
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Will pay for damages to your automobile, set up to a limit, when caused by a negligent unisured motorist. Effective Date - The date on which an insurance policy or bond goes into effect, and from which protection is furnished.
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Stock Exchange: Stock Exchange is a corporation or organization, where stock brokers and traders can carry out trading of stocks and other securities. Know more about Stock Trading and Stock Investing. Return on Policyholder Surplus (Return on Equity) - The sum of after-tax net income and unrealized capital gains, to the mean of prior and current year-end policyholder surplus, expressed as a percent. This ratio measures a company's overall after-tax profitability from underwriting and investment activity.
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Identity Theft or Credit Theft: Stealing some key personal information like social security number, credit card details, etc., of an individual and using it for acquiring credit or making purchases. More on identity theft. Adjustment
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Air Miles: Air miles is a reward scheme related to air travel, where the credit cardholders earn points and miles for every purchase they make by using their credit card. These collected miles can be exchanged for free air travel or discounts and for other retail goods and gift cards. The act of providing compensation for a loss with the intent to restore an individual or entity to the approximate financial position prior to the loss.