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Tranche: Tranche refers to related securities offered at the same time, as a part of the same transaction, but which vary in terms of risk, rewards, as well as the maturities. The date that a creditor last reported an entry regarding a consumer - to the credit reporting agency.
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Pretax Return on Revenue - A measure of a company's operating profitability and is calculated by dividing pretax operating earnings by net premiums earned. Information which is not kept confidential on your credit report – i.e. anyone who enquires can see it. This information includes tax liens, lawsuits, and debt related judgements.
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Prepayment Penalty: As the name suggests, it is the fee or penalty for paying off a loan before the due date. This is charged by the lender to compensate for the loss of interest payment that the loan would have paid for the full term. Regulation X: A regulation that puts a limit on the amount of credit that can be granted for purchasing securities from brokers, dealers or lending institutions.
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Condition Consumers who file for bankruptcy will have a waiting period before being deemed bankrupt. Until the bankruptcy is accepted in court, the application for bankruptcy is known as a petition.
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Guarantor: The individual responsible for paying a bill. Responsibility