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Peril - The cause of a possible loss. Revolving Account
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The dollar amount to be paid to the beneficiary when the insured dies. It does not include other amounts that may be paid from insurance purchased with dividends or any policy riders. Eligibility period. A specified length of time, frequently 31 days, following the eligibility date during which an individual member of a particular group is eligible to apply for insurance under a group life or health insurance policy without a medical exam.
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Preferred Provider Organization - Network of medical providers who charge on a fee-for-service basis, but are paid on a negotiated, discounted fee schedule. Consumers who file for bankruptcy will have a waiting period before being deemed bankrupt. Until the bankruptcy is accepted in court, the application for bankruptcy is known as a petition.
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Protection and benefits provided in an insurance contract. Home Equity Closing Costs: Costs excluding interest rate that are added to a home equity loan. Such costs can include appraiser fees, points paid, and some other fees.
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The maximum amount of protection purchased by the insured for a specific coverage. The amount which can be borrowed at a specified rate of interest from the issuing company by the policyholder, using the value of the policy as collateral. In the event the policyholder dies with the debt partially or fully unpaid, then the amount borrowed plus any interest is deducted from the amount payable.