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An action by the creditor which is taken after a bankruptcy file is submitted, which essentially relives the consumer of any obligation, and therefore means that they are not subject to a bankruptcy hearing. WAITING PERIOD
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Air Miles: Air miles is a reward scheme related to air travel, where the credit cardholders earn points and miles for every purchase they make by using their credit card. These collected miles can be exchanged for free air travel or discounts and for other retail goods and gift cards. This stands for Equal Credit Opportunity Act, and is a component of USA credit law.
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Most Recent Date: The most recent date on which account information have been updated. Variable APR: Variable annual percentage rate is often referred to as 'variable rate', which is the interest rate that changes periodically, over the life of a loan, in accordance with the changes in the interest rate in the market. The changes in variable interest rate are determined by the changes in the prime rate, which is the lending rate of the banking system.
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This means a decision was made not to pursue a bankruptcy, a lien, etc. after court documents have been filed. Amendment
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Free-look period. The time you have to look at a policy and return it to the insurer for a full refund. Transaction Fee: A fee charged for some specific transactions or uses of credit line and credit card. For example, a fee is charged for withdrawing cash on credit cards.
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