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* being locked out of your car If you believe that information on your report is inaccurate, we will ask the sources of the information to check their records at no cost to you. Incorrect information will be corrected; information that cannot be verified will be deleted. Experian cannot remove accurate information. An investigation may take up to 30 days. When it is complete, we'll send you the results.
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Dividend. A return of part of the premium to policyholders of insurance from a participating company when earnings exceed costs. Secured Credit Card A credit card secured by a savings account that has been established in advance by the borrower. The amount in the account usually determines the limit on the credit card. These accounts present no real risk factor for creditors and are therefore much easier to obtain.
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Recurring Billing: Billing that takes place at specific intervals. Usually a card holder allows the merchant to charge his or her account periodically, for some recurring transactions. Tax Lien: A legal claim on real or personal property registered by the government taxing authority for the unpaid property taxes.
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Potentially Negative Items Charge Card A card which requires payment in full upon receipt of the statement.