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Blue Shield. An independent, mutual for profit membership corporation providing coverage for surgical and medical care. All consumers are fully entitled to opt out of the pre-screened mailing lists on their request. If you do no longer want to receive such information, simply contact your credit reporting agency and opt out.
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Aggregate Limit - Usually refers to liability insurance and indicates the amount of coverage that the insured has under the contract for a specific period of time, usually the contract period, no matter how many separate accidents might occur. Late Payment: Payment not made on due date, i.e. delinquent payment. A fee is usually charged on the payments that are not paid on time, which is known as a 'late payment fee'.
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Financing Entity - Provides money for purchases. Net Liabilities to Policyholder Surplus - Net liabilities expressed as a ratio to policyholder surplus. Net liabilities equal total liabilities less conditional reserves, plus encumbrances on real estate, less the smaller of receivables from or payable to affiliates. This ratio measures company's exposures to errors of estimation in its loss reserves and all other liabilities. Loss-reserve leverage is generally the key component of net liability leverage. The higher the loss-reserve leverage the more critical a company's solvency depends upon maintaining reserve adequacy.
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Opt In and Opt Out: 'Opt out' is a term used to refer to the ability of consumers to ask for removal of their names from the future lists of the credit bureaus, direct marketers, as well as list compliers. On the other hand, 'opt in' refers to the ability of the consumers who have opted out, to request to add their names to some pre-screened lists for credit and insurance offers, and also direct marketing lists. National Insurance Crime Bureau (NICB)
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Supplement/Supplemental Estimate Deductible