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Reimburses you for damage to YOUR automobile sustained in a collision with another car or with any other object, movable or fixed, (for example, you accidentally backed into another object while pulling out from a parking stall and causing damage to the bumper and fender of your covered automobile). The cause of a possible loss. For example, fire, theft, or hail.
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The date on which the policy ends. Fair and Accurate Credit Transactions Act (FACTA): A federal law of the United States, which is an amendment to the Fair Credit Reporting Act. This act provides additional protection to the consumers, especially in the context of prevention, as well as remediation, of identity theft, and accuracy of credit reports. The law governs how to store, share and monitor consumer information, and also empowers the consumers to request and obtain a free copy of their credit reports once in a year, from each of the three major credit reporting agencies.
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Annual Administrative Fee - Charge for expenses associated with administering a group employee benefit plan. Period of confinement. The time during which you receive care for a covered illness. The period ends when you have been discharged from care for a specified period of time, usually six months.
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Investment Income - The return received by insurers from their investment portfolios including interest, dividends and realized capital gains on stocks. It doesn't include the value of any stocks or bonds that the company currently owns. Impaired Insurer - An insurer which is in financial difficulty to the point where its ability to meet financial obligations or regulatory requirements is in question.
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LEGAL INSURANCE An annual rate of interest on an outstanding debt which does not change. It is “fixed” for a certain period, and is therefore unaffected by things such as federal funds rate changes.