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Reference Number: Generally, a number is assigned to every monetary transaction in a monthly statement, so that the document can be easily retrieved, in case the card holder raises any questions regarding its accuracy. Outstanding Debt: The unpaid portion of a debt.
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Protection for problems that are not typically handled by your auto insurance, such as: Chronic illness. An illness marked by long duration or frequent reoccurrence such as arthritis, diabetes, heart disease, asthma, and hypertension.
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Risk Scoring Models An elective combination of coverages for the risks of owning a home. Can include losses due to fire, burglary, vandalism, earthquake, and other perils.
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Authorized Account User: A person who is authorized by the credit card holder to use the account and the card. The main card holder would be responsible for all the charges made by the authorized user. So, the authorized user can use the card but is not legally responsible for the payments. Credit Rating: Credit rating is a measure for estimating the ability of a borrower to repay debts. It is calculated on the basis of the past payment behavior, income as well as some other factors that can affect the ability of an individual to repay debts. Know more about credit score rating scale.