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Theft Check: A check or cheque is a negotiable instrument that can be drawn from funds deposited in a demand account held in the depositor or check maker's name with a financial institution.
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Overdraft Protection: A service provided by many financial institutions, wherein funds are transferred from one bank account to another, if enough funds are not available in a particular account. The customers have to pay a fee for availing this facility. Creditworthiness
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Blocks: A block or 'hold' is generally placed on a part of the credit limit or debit balance of a credit or debit card to make provision for the final amount of transaction, especially if it is not known properly. It can limit an account holder's access to his funds. Liability Amount

Mortgage: A legal claim on the real estate or the personal property given by the borrower to the lender as a security for the debt. Mortgage can be either first mortgage or second mortgage. 'First mortgage' is a mortgage that has priority over all the other mortgages, in the sense that the lender has the first claim on the proceeds of the sale of the property. A 'second mortgage' on the other hand, is an additional mortgage on the same property, and it is subordinate to the first mortgage. More on mortgage lenders and home mortgage. Adjustable life insurance. Insurance that lets the policyholder change the plan of insurance, raise or lower the face amount of the policy, increase or decrease the premium and lengthen or shorten the protection period.
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Credit History Record of how a consumer has paid credit accounts in the past, used as a guide to determine whether the consumer is likely to pay accounts on time in the future. Liability Amount
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Unauthorized Use: Use of a credit card by someone who is not the authorized user. It can happen when a credit card is lost or stolen, which can then be used for making purchases without the knowledge of the authorized users. Dividend - The return of part of the policy's premium for a policy issued on a participating basis by either a mutual or stock insurer. A portion of the surplus paid to the stockholders of a corporation.
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