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Someone who is able to sign on behalf of another. For example – a consumer who is often out of the country might appoint a co-signer to have signing authority of all personal documents when they are not able to sign themselves. Introductory Period: This is the period in which introductory rate is applied on the outstanding balances of an account. The 'introductory rate' or 'teaser rate' is an interest rate that is lower than the standard interest rate that is usually charged by the credit card companies. This rate generally remains applicable only for the initial 6 to 12 months from the date of opening an account.
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Authorization Only: It is a special type of transaction wherein a certain amount of funds is kept reserved against a cardholder's available credit limit for an intended purchase. It ensures that the credit card maintains a limit, which will allow a future intended transaction. All consumers are fully entitled to opt out of the pre-screened mailing lists on their request. If you do no longer want to receive such information, simply contact your credit reporting agency and opt out.
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Issue limits. The maximum disability benefit an insurer will pay any one individual. Guarantor
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If a consumer files a bankruptcy, but a judge has not yet ruled that it can proceed, it is known as bankruptcy petitioned. Private Mortgage Insurance (PMI). Insurance that protects the lender from financial loss when the mortgager defaults. Allows a homebuyer to obtain a mortgage with little or no down payment.