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A co-maker is an individual who signs and guarantees the loan of another individual. This is sometimes referred to as a “guarantor”. This is often a required component in the application process when someone is less creditworthy. Federal laws governing the conditions and procedures under which persons claiming inability to repay their debts can seek relief.
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Term Life Insurance - Life insurance that provides protection for a specified period of time. Common policy periods are one year, five years, 10 years or until the insured reaches age 65 or 70. The policy doesn't build up any of the nonforfeiture values associated with whole life policies. Comprehensive auto insurance. Insurance to cover losses resulting from a stolen car or for repairs if the car is hit by a falling object or damaged by fire, flood, or vandals.
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The time period you have to pay a bill in full and avoid interest charges. Any information on a credit report which might link back to you – in person. All personal information is kept secure and confidential by the credit reporting agency. Information includes full names, phone numbers, social security number, etc.
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Credit Accounts: It is a formal agreement where a customer can avail the facility of buying goods and services on credit and make payments at a later time period. An interest is charged if payment is not made, i.e. the account is not settled within a month. Authorized Account User: A person who is authorized by the credit card holder to use the account and the card. The main card holder would be responsible for all the charges made by the authorized user. So, the authorized user can use the card but is not legally responsible for the payments.
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A service credit is an acknowledgement that you have on-going liabilities as a result of a service you use. For example, you might receive power to your house. You usually use the power before you pay for it –and therefore the service credit is the power which is used before the charge is made. Geographical Code
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