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Credit Bureau: Credit bureau is also known by the name 'credit reporting agency' and it keeps and maintains credit ratings and history of individuals and business firms. There are three major credit bureaus in United States, namely Equifax, Experian and TransUnion. Provides coverage for any direct and accidental loss of, or damage to, YOUR covered automobile and its normal equipment, to include but not limited to fire, theft or malicious mischief.
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Withdrawn Reinstatement clause. A clause that lets the policyholder reinstate an insurance policy upon completion of reinstatement application accepted by the company and payment of back premium. The customer should check with the insurance company to see that the cash value of the policy was not reduced.
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Process that determines the value of property, or the extent of damage, usually performed by an impartial expert. Insurance examiner. The representative of a state insurance department assigned to audit and examine the affairs of an insurance company.
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Admitted Assets - Assets permitted by state law to be included in an insurance company's annual statement. These assets are an important factor when regulators measure insurance company solvency. They include mortgages, stocks, bonds and real estate. Risk Scoring Models
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