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Special Investigation Units Skimming: Stealing credit card information with an electronic device, which is then transferred to another card. It can be done either by placing the skimming device on the top of a regular credit card reader, or by swiping the card through an electronic device that can copy the information on the credit card.
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The decrease in value of any property due to wear, tear, and/or time. Generally, depreciation is not an insurable loss. Debt Settlement: It refers to the process of negotiating the amount of debt with the creditor. Here, both the parties, i.e. the debtor and the creditor, agree on an amount lesser than the full amount of the debt. It is also known as 'debt arbitration' or 'debt negotiation'. Know more about debt settlement.
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Participation limits. The maximum monthly benefit from all sources of which an insurer will write a portion. Stock Index: It is an index that measures a section of the stock market, or any changes in the share prices of a group of stocks.
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Several types of parts may be used when your vehicle is repaired: new parts, both original equipment manufacturer and after-market; and recycled parts. New or after-market parts will be used if we can't find like-kind and quality recycled parts. A 5-year-old car, for instance, would be repaired with parts at least as good as the parts that had been in the car. We guarantee the after-market parts used for these repairs for as long as you own the car. Credit Freeze: Credit freeze or credit report freeze is a facility which allows the consumers to ask the credit bureaus to stop releasing their credit history information to financial institutions and merchants and freeze their credit reports. This is usually done when identity theft has occurred or is suspected. It also prevents the opening of new accounts until consumer make a request to release the freeze. The credit bureaus usually charge fees for both putting a freeze and withdrawing it, except in cases where identity theft has been established.
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TEAM AND VEHICLE INSURANCE Loan Type: Loans can be of various types, such as home, personal, home equity and auto loans. The different types of loans vary in fees, interest rates, as well as tax deductibility of interest.