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Amount Past Due: Refers to the current amount that has not been paid at the scheduled time, i.e. past dues. Debt-to-income Ratio: A ratio obtained by dividing the monthly debt payment obligation of a borrower by his or her gross monthly income. This ratio is usually expressed as a percentage, and hence shows what percentage of the monthly gross income would go towards debt repayment. More about debt ratios and how to calculate debt-to-income ratio.
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Truncation: Generally, only a few digits of a credit card are displayed on a receipt by the merchant. This is done mainly for security concerns, but without hampering the identification of the card used. This practice is known as truncation, and is required by the federal laws. Legal Liability
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A licensed person or organization authorized to sell insurance by or on behalf of an insurance company. Life insurance that pays the balance of a mortgage if the mortgagor (insured) dies.
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GRACE PERIOD * being locked out of your car
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